IMPORTANT INFORMATION AND TERMS AND CONDITIONS OF ACCESS

Certain important information regarding the financial products described in this website is set out below. In addition, by accessing this website, you agree to the terms and conditions set out under "Terms and Conditions of Access" below.  The Terms and Conditions of Access may be modified by us from time to time without notice, by posting changes in this document.  Your continued access or use of the services provided by this website means you accept the Terms and Conditions of Access including any changes made to them.  If you do not accept any of the terms below, please discontinue use of this website and any of its associated pages. 

TERMS AND CONDITIONS OF ACCESS

Use of Website

This communication is published by IA Clarington. Any commentaries and information contained in this communication are provided as a general source of information and should not be considered personal investment advice. Information on this website is not intended to provide legal, accounting, investment or tax advice, and should not be relied upon in that regard.

IA Clarington is not responsible in any manner and will not be liable to you or anyone else for any loss or damages whatsoever (including direct, indirect, special, incidental, consequential, exemplary or punitive damages, and without limitation, lost revenues or profits or loss of prospective economic advantage) resulting from your use or inability to make use of this website or the information therein, and/or any web browsers, including any loss or damages you may suffer if you transmit confidential or sensitive information to us or if we communicate such information to you at your request over the Internet.

Furthermore, IA Clarington is not liable for any action or decision made by you in reliance on this website or the information contained herein, or any unauthorized use or reproduction of the website or the information, even if IA Clarington has been advised of the possibility of loss or damages or could have foreseen the loss or damages. Links to other websites from this website are for convenience only.

Mutual Funds

The IA Clarington Funds, IA Clarington Target Click Funds and Managed Portfolios are managed by IA Clarington Investments Inc. Each mutual fund has a simplified prospectus, which contains important information about the fund, including its investment objective, purchase options and applicable charges.  Please read the prospectus of the funds before investing.

Non-Canadian Investors

The securities described on this website may legally be sold in Canada. None of the securities described on this website have been registered or qualified for sale under the laws of any foreign jurisdiction and in particular, such securities have not been registered under the United States Securities Act of 1933.

This site should not be considered an offer to sell or a solicitation of an offer to buy securities to any United States Person (as defined for the purposes of the United States Securities Act of 1933) or in any other jurisdiction in which such an offer or solicitation is unlawful. Financial products described on this website will not be sold to any person residing outside Canada unless such sales are permitted under the law of their jurisdiction. Any investor or prospective investor should contact his or her legal or financial advisor for further details.

Trademarks and Copyrights

"IA Clarington" is a trademark of IA Clarington Investments Inc. The IA Clarington logo and "IA Clarington GIF" are each a trademark of Industrial Alliance Insurance and Financial Services Inc. Other trademarks used in this website are the property of their respective owners.

Certain names, words, titles, phrases, logos, icons, graphics or designs or other content in the pages of this website may constitute trade names, registered or unregistered trademarks or service marks (collectively, the "trademarks") of IA Clarington and its affiliates or of third parties and are used under licence by IA Clarington and its affiliates. However, the display of the trademarks on this website does not imply that a licence has been granted to any third party. All goodwill generated from the use of the trademarks on any website will ensure to IA Clarington's benefit.

All information on this website is protected under the copyright laws of Canada and other countries. The information is for your personal, educational and non-commercial use only and may be used and reproduced provided that it is not modified and that you maintain all copyright and other notices contained in the website. The contents of the website may not be otherwise used, copied, redistributed, reproduced, republished, stored in any medium, retransmitted, modified or broadcasted, in any form.

Nothing in this document shall be construed as conferring any right or licence under any copyright of IA Clarington or any other person who owns the copyright in the content provided on our website. If you require further information on a permitted use or license to reproduce or republish any material, address your inquiry to: IA Clarington Investments Inc., 522 University Avenue, Suite 700, Toronto, Ontario M5G 1Y7.

IA Clarington disclaims any and all liability that may result from any unauthorized reproduction or use of the information from this website.  Any unauthorized downloading, retransmission, or other copying or modification of trademarks and/or the contents of this website may be a violation of any federal or other law that may apply to trademarks and/or copyrights and could subject the violator to legal action.

Independent Views and Forward-Looking Statements

Views expressed regarding a particular company, security, industry or market sector are the views of only that author/speaker as of the time expressed and do not necessarily represent the views of IA Clarington.  Any such views are subject to change at any time based upon markets and other conditions and IA Clarington disclaims any responsibility to update such views.  These views are not a recommendation to buy or sell and may not be relied on as investment advice and, because investment decisions for IA Clarington funds are based on numerous factors, may not be relied on as an indication of trading intent on behalf of any IA Clarington fund.

Speculation or stated beliefs about future events, such as market and economic conditions, company or security performance, upcoming product offerings or other projections are “forward-looking statements”.  These forward-looking statements represent the beliefs of the author/speaker and do not necessarily represent the views of IA Clarington.  General business, market, economic and political conditions could cause actual results to differ materially from what the author/speaker presently anticipates or projects.

The information contained in this website may include estimates, projections and other "forward-looking statements", which are generally expressed in the future tense, or using words such as "expect", "anticipate", "believe" or "may", whether or not they are expressly identified as forward looking statements. Any such statements pertaining to our investment products were based on assumptions that we believed to be reasonable at the time, but which may prove to be incorrect. As a result, any forward looking statements may prove to be incorrect and actual performance may differ materially from that predicted in any forward looking statements.

IA Clarington assumes no obligation to update forward-looking statements.

Limitation of Liability

Information provided in this website is not updated after the date that it was posted, and may be out-of-date. It should not be taken that the absence of a publication date indicates that information on this website is current. IA Clarington assumes no responsibility to update any information on this website, does not guarantee that the information contained on this website is accurate and complete, and accepts no responsibility for any loss arising from any use of or reliance on the information contained herein. IA Clarington will not be responsible in any manner for direct, indirect, special or consequential damages, howsoever caused, arising out of the use of this website or the information contained on it.

No Warranties

All information is provided “as is” without any warranties of any kind and IA Clarington and its affiliates and their respective officers, directors, employees or agents make no representations and disclaim all express or implied warranties of any kind, including, without limitation, representations, warranties or conditions regarding accuracy, timeliness, completeness, non-infringement, merchantability or fitness for any particular purpose and IA Clarington and its affiliates and their respective officers, directors, employees or agents assume no responsibility to you or any third party for the consequences of any errors or omissions.

Unless otherwise expressly indicated, all information is unaudited and there is no representation that the financial information has been prepared in accordance with generally accepted accounting principles.

IA CLARINGTON AND ITS AFFILIATES AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS DO NOT REPRESENT OR WARRANT THAT THE WEBSITE WILL BE AVAILABLE AND MEET YOUR REQUIREMENTS, THAT ACCESS WILL BE UNINTERRUPTED, THAT THERE WILL BE NO DELAYS, FAILURES, ERRORS (INCLUDING TYPOGRAPHICAL) OR OMISSIONS OR LOSS OF TRANSMITTED INFORMATION, THAT NO VIRUSES OR OTHER CONTAMINATING OR DESTRUCTIVE PROPERTIES WILL BE TRANSMITTED OR THAT NO DAMAGE WILL OCCUR TO YOUR COMPUTER SYSTEM.  YOU HAVE THE SOLE RESPONSIBILITY FOR ADEQUATE PROTECTION AND BACKUP OF DATA AND/OR EQUIPMENT AND TO TAKE REASONABLE AND APPROPRIATE PRECAUTIONS TO SCAN FOR VIRUSES OR OTHER DESTRUCTIVE PROPERTIES.

Indemnification

As a condition of use of this website, you agree to indemnify IA Clarington for any and all claims, losses, liabilities and expenses, including but not limited to legal fees, arising from any use of this website or your violation of the Terms and Conditions of Access.

Third Party Sites

Links to other websites or references to advice, opinions, information, products, services, or publications other than those of IA Clarington on this website are provided for convenience only and do not imply the expressed or implied endorsement or approval of such websites, advice, opinions, information, products, services, organizations or publications by IA Clarington.

IA Clarington accepts no liability whatsoever for the content of those websites. Linking to any other site is at your own risk, and IA Clarington will not be responsible or liable for any damages in connection with linking.

Transmission of Information over the Internet

Information that is transmitted over the internet may be monitored or intercepted by third parties. Privacy of such information therefore cannot be ensured. IA Clarington is not responsible for any damages you may suffer if you transmit confidential or sensitive information to us via the internet or if we communicate such information to you at your request.

Email over the Internet is not a secure medium and privacy cannot be insured. Email communication is not confidential, is subject to possible interception or loss, and is also subject to possible alteration.  IA Clarington is not responsible for and will not be liable for any loss or damages in connection with an email containing personal or confidential information sent by you to IA Clarington or an email by IA Clarington to you at your request.

Jurisdiction

This website is governed by the laws of the Province of Ontario and the laws of Canada as applicable therein without giving effect to any principles of conflicts of laws regardless of the domicile, residence or physical location of the user.  All disputes, controversies or claims arising out of or in connection with the website shall be submitted to and be subject to the jurisdiction of the courts of the Province of Ontario.  You submit and attorn to the exclusive jurisdiction of the courts of the Province of Ontario to finally adjudicate or determine any suit, action or proceeding arising out of or in connection with the website.

Use of Cookies

IA Clarington uses cookies and similar technologies to support the operation of the IA Clarington website.  Cookies are small amounts of data that a website sends to a web browser on a visitor’s computer.  Our cookies help us to collect information about visitors to our website, including the date and time of visits, pages viewed, amount of time spent on our site or general information about the device used to access the site.  Our cookies are also used for security purposes and to personalize your experience, such as customizing your screen layout.

You can refuse or delete cookies.  Most browsers and mobile devices offer their own settings to manage cookies.  If you refuse a cookie on our site, or if you delete cookies, you may experience some inconvenience in your use of the site.  For example, you may not be able to sign in and access your account, or we may not be able to recognize you, your device or your online preferences.