ELITE
Tax & Estate Planning
Turning complexity into opportunity
Whether you’re looking to maximize today’s opportunities or plan for future change, access to clear, reliable tax and estate guidance can make all the difference. This site offers a wide range of educational resources designed to simplify complex topics and support informed decision‑making. With insights, tools and practical perspectives spanning personal, corporate and legacy planning, these resources are here to help you navigate important decisions with clarity and confidence.
Our Expert
Jon Hreljac, CPA, CMA, CFP, TEP
Vice-President, Tax & Estate Planning
Proven
Our tax and estate specialist is a trusted expert with 25 years of experience.
Comprehensive
Benefit from insights on personal and corporate tax planning, trusts, estates and more.
Timely
Incisive analysis of policy and legislative changes to guide proactive planning.
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Explore Our Suite of Resources
Tab 1
Personal
Explore personal tax planning topics that affect investors across life stages, from employment and investment income to retirement planning and tax reporting obligations. Through timely articles, expert insights and practical tools, these resources will help you make sense of evolving tax rules. The focus is on clarity, context and actionable guidance you can apply today.
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Corporate
Explore corporate tax considerations, investing inside a corporation, and common planning themes for incorporated business owners. The resources are designed to help both investors and advisors evaluate opportunities, trade‑offs and next steps with clarity. Expect practical perspectives that support more informed, tax‑aware decisions over time.
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Trusts
Trusts play an important role in wealth planning, but their tax implications are often misunderstood or overlooked. Here, you’ll find resources that explain how different types of trusts are structured, taxed and used in practice. Content is designed to help you understand when trusts may be appropriate—and when they may not. The emphasis is on informed use, changing legislation and real‑world planning considerations.
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Estates
Effective estate planning goes beyond having a will—it requires understanding how assets transfer, how taxes apply at death and how intentions are carried out. This section offers guidance on wills, powers of attorney, beneficiary planning and estate settlement considerations. Content is designed to help you facilitate earlier, more meaningful conversations around legacy and wealth transfer. The focus is on preparation, clarity and reducing unintended outcomes.
Tab 5
Tax‑Efficient Investing
Investment returns are only part of the equation—after‑tax outcomes matter just as much. This section highlights planning approaches such as corporate class solutions, systematic withdrawal plans, and the strategic use of registered accounts. Resources are designed to help you understand the trade‑offs involved, while supporting informed decision-making. The emphasis is on real‑world planning scenarios where tax structure can meaningfully affect outcomes.
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Disclaimer
For definitions of technical terms, please visit iaclarington.com/glossary and speak with your investment advisor.
iA Clarington and its representatives do not provide specific legal, accounting, or tax advice. Any information provided is for general informational purposes only and is not intended to be construed or relied upon as professional advice. iA Clarington is not liable for any decisions made or losses incurred from its use. Forward-looking statements reflect current expectations, are not guarantees of future performance, and involve risks and uncertainties; actual results may differ materially. Opinions are subject to change without notice as market conditions or other factors evolve. No action should be taken based on this information alone. Always consult your own licensed legal, tax, and accounting advisors for guidance tailored to your situation.
Commissions, trailing commissions, management fees, brokerage fees and expenses all may be associated with mutual fund investments, including investments in exchange-traded series of mutual funds. The information presented herein may not encompass all risks associated with mutual funds. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.
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