Managed solutions

IA Wealth Conservative Portfolio

Managed solutions

Fund series navigation	Fund series information
Fund series navigation	Series F5

Series F5

NAV

as of

Fund code(s)

$CDN Series F5

$CDN	FB
Series F5	8611

Distribution frequency

Monthly, fixed

MER

as of September 30, 2024

0.89%

Risk tolerance

Inception date

April 19, 2016

Fund assets

as of November 30, 2024

$76.6 million

Fund Facts

Fund Profile

Investment goal

The Fund seeks to provide capital protection, generate income and provide the potential for modest capital growth by investing primarily in a diversified portfolio of other mutual funds. The Fund may also invest in ETFs or other securities to gain direct exposure to an asset class.

Key reasons to invest

Balanced exposure to a target asset mix of 75% fixed-income securities and 25% equities, broadly diversified across asset classes, geography and sectors.

Active asset allocation managed by an experienced asset allocation and economic team which leverages a multifaceted and disciplined institutional investment approach to asset allocation.

Daily portfolio monitoring with ongoing rebalancing and currency management.

Portfolio manager(s)

Sébastien Mc Mahon
MA, PRM, CFA
iA Global Asset Management Inc.
Read Sébastien Mc Mahon's bio

Tej Rai
iA Global Asset Management Inc.
Read Tej Rai's bio

Monthly commentary

Quarterly commentary

Quarterly Commentary - IA Wealth Conservative Portfolio

Disclaimers

Performance as of November 30, 2024

Fund performance (%)

Table view | Chart view

Description	1-month	3-month	YTD	1-year	3-year	5-year	10-year	Since inception
Rate of return	2.1	3.3	9.7	12.8	1.8	2.8	—	3.1

Calendar year performance (%)

Table view | Chart view

Description	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Rate of return	6.7	-11.2	3.5	6.7	8.1	-2.4	3.8	—	—	—

Value of $10,000 investment

Disclaimers

Portfolio as of November 30, 2024

Asset mix

Equity sector allocation

Equity

24.6%

U.S. Equities

10.3%

Canadian Equities

7.2%

Foreign Equities

3.7%

Investment Fund(s) - Equity

3.0%

Other

0.4%

Fixed Income

72.9%

Canadian Investment Grade Corporate Bonds

14.3%

Canadian Provincial and Municipal Bonds

10.4%

Treasury Bills

6.9%

Canadian Government Bonds

6.6%

Mortgage Backed Securities

6.5%

Investment Fund(s) - Fixed Income

6.0%

U.S. Investment Grade Corporate Bonds

5.8%

U.S. High Yield Corporate Bonds

2.9%

Canadian High Yield Corporate Bonds

2.7%

Foreign Investment Grade Corporate Bonds

1.9%

Senior Loans

1.7%

Asset-Backed Securities

1.7%

U.S. Government Bonds

1.6%

Foreign Government Bonds

1.5%

Canadian Government Agencies Bonds

1.1%

Foreign High Yield Corporate Bonds

1.0%

Convertible Bonds

0.3%

Cash and other

2.5%

Alternative Investments

2.0%

Cash and Other Net Assets

0.5%

Futures

0.0%

Options

0.0%

Financials

4.2%

Information Technology

3.4%

Industrials

3.3%

Consumer Discretionary

2.3%

Health Care

2.2%

Consumer Staples

1.5%

Communication Services

1.5%

Energy

1.3%

Materials

0.9%

Utilities

0.6%

Real Estate

0.4%

Geographic allocation

Canada

46.3%

United States

39.4%

Europe

5.3%

International

3.0%

Other

2.6%

Asia

1.0%

Portfolio characteristics

Portfolio yield

4.0%

Average coupon

4.6%

Modified duration

5.5 yrs

Average term

10.3 yrs

Average credit quality

Credit rating

AAA

9.3%

8.4%

13.7%

BBB

11.8%

4.7%

2.3%

CCC

0.2%

Below CCC

0.1%

Pfd-2

0.1%

9.6%

Not Rated

0.9%

Current weightings

IA Wealth Core Bond Pool, Series I

34.5%

IA Clarington Loomis Global Multisector Bond Fund, Series I

6.5%

PIMCO Monthly Income Fund (Canada), Series I

6.4%

Government of United States, Treasury Bill, 4.558%, 2025-01-16

5.0%

iA Clarington Agile Global Total Return Income Fund, Series I

5.0%

IA Clarington Core Plus Bond Fund, Series I

4.4%

IA Clarington Strategic Corporate Bond Fund, Series I

4.3%

IA Clarington Canadian Leaders Class, Series I

3.3%

Manulife Global Equity Class, Series I

3.3%

iShares iBoxx $ High Yield Corporate Bond ETF

2.8%

IA Clarington Global Equity Fund, Series I

2.7%

IA Clarington Strategic Equity Income Fund, Series I

2.5%

IA Clarington Thematic Innovation Class, Series I

2.2%

IA Clarington Floating Rate Income Fund, Series I

2.2%

Fidelity Canadian Disciplined Equity® Fund, Series O

2.0%

iShares Core MSCI EAFE ETF

2.0%

IA Clarington Global Macro Advantage Fund, Series I

2.0%

IA Clarington Global Dividend Fund, Series I

1.7%

IA Clarington Loomis Global Equity Opportunities Fund, Series I

1.5%

Mackenzie US Small-Mid Cap Growth Fund, Series O

1.3%

IA Clarington Canadian Small Cap Fund, Series I

1.3%

Vanguard Short-Term Corporate Bond ETF

1.0%

iShares Core MSCI Emerging Markets ETF

1.0%

Cash and Net Other Assets

0.6%

IA Clarington Loomis International Growth Fund, Series I

0.2%

Disclaimers

Excludes other assets less liabilities.

The Portfolio section reflect information as of the month-end prior to the performance as of date.

Cash is included in the average credit quality.

The credit quality of debt instruments of the Fund through direct holdings and/or underlying funds. Credit ratings are obtained from DBRS, Standard & Poor's or Moody's. DBRS rating or equivalent is presented.

Excludes applicable sector allocations of investment funds not managed by IA Clarington Investments Inc.

Distributions as of November 30, 2024

Recent distributions

Payment date	Frequency	$/unit or share
Oct. 31, 2024	Monthly, fixed	0.03200
Sep. 30, 2024	Monthly, fixed	0.03200
Aug. 31, 2024	Monthly, fixed	0.03200
Jul. 31, 2024	Monthly, fixed	0.03200
Jun. 30, 2024	Monthly, fixed	0.03200
May. 31, 2024	Monthly, fixed	0.03200
Apr. 30, 2024	Monthly, fixed	0.03200
Mar. 31, 2024	Monthly, fixed	0.03200
Feb. 29, 2024	Monthly, fixed	0.03200
Jan. 31, 2024	Monthly, fixed	0.03200
Dec. 31, 2023	Monthly, fixed	0.04436

Distribution tax factors

Description	2023	2022	2021	2020	2019	2018	2017	2016
Canadian eligible dividends ($/unit or share)	$0.031	$0.025	$0.020	$0.036	$0.044	$0.060	$0.025	$0.033
Foreign income ($/unit or share)	$0.161	$0.122	$0.081	$0.162	$0.183	$0.143	$0.070	$0.057
Capital gain ($/unit or share)	—	—	$0.127	—	$0.028	—	$0.001	$0.079
Other income ($/unit or share)	—	—	$0.006	—	—	$0.042	$0.129	$0.136
Return of capital ($/unit or share)	$0.204	$0.357	$0.397	$0.305	$0.277	$0.259	$0.280	$0.110
Total distribution ($/unit or share)	$0.396	$0.504	$0.631	$0.503	$0.532	$0.504	$0.505	$0.415
NAV Dec. 31 ($/unit or share)	$7.75	$7.65	$9.17	$9.48	$9.38	$9.18	$9.92	$10.05

Disclaimers

Distribution data may not be shown for years in which the distribution amount was immaterial. For funds with a track record of less than 12 months, distribution data cannot be shown.

The distribution information presented is based on the calendar year-end, and is indicated in dollar per unit or share.

Historical

Historical prices

Start NAV:

End NAV:

Min. NAV:

Max. NAV:

Download Chart

Download NAVs

Disclaimers

Documents

Regulatory documents

Financial Statement - Annual

Financial Statement - Semi-Annual

Fund Facts - Series F5

MRFP - Annual

MRFP - Semi-Annual

Top 25 Holdings - Summary of investment portfolio

Support materials

2024 Mid-Year Review - Sébastien Mc Mahon and Tej Rai

2025 Market Outlook - Sébastien Mc Mahon and Tej Rai

Advisor Brochure

Fund Profile - Series F5

IA Wealth Conservative Portfolio IPS

iA Wealth Managed Portfolios Quarterly Outlook & Asset Allocation

Investor Brochure

Investor Questionnaire

Managed Portfolios - Portfolio Facts

Other

Disclaimers

Quick list

Select up to 25 funds for your personal reference

Compare funds

Select up to 3 funds for quick comparison

Series I

For institutional investors only. Not available for individual investors.

Series V

For institutional investors only. Not available for individual investors.

Series O

For institutional investors only. Not available for individual investors.

Series A

Front-end, low-load and deferred sales commission options (depending on Fund).

Series B

Available to investors in a front-end purchase option.

Series B5

Available to investors in a front-end purchase option. This is a payout series for investors seeking regular monthly distributions.

Series DA

Front-end series for lump-sum investments into the Dollar-Cost Averaging Service.

Series DF

Fee-based series for lump-sum investments into the Dollar-Cost Averaging Service.

Series E

Elite Pricing front-end series for qualifying investors.

Series E4

Elite Pricing front-end series for qualifying investors seeking regular monthly distributions.

Series E5

Elite Pricing front-end series for qualifying investors seeking regular monthly distributions.

Series E6

Elite Pricing front-end series for qualifying investors seeking regular monthly distributions.

Series E8

Elite Pricing front-end series for qualifying investors seeking regular monthly distributions.

Series EF

Elite Pricing fee-based series for qualifying investors participating in a fee-based program through their dealer. This series is closed to new investors.

Series EF4

Elite Pricing fee-based series for qualifying investors participating in a fee-based program through their dealer. This is a payout series for investors seeking regular monthly distributions; it is closed to new investors.

Series EF5

Series EF6

Series EFX

Elite Pricing fee-based series for qualifying investors participating in a fee-based program through their dealer. This series is closed to new investors.

Series EFX6

Series ETF

TSX-listed ETF series.

Series EX

Elite Pricing front-end series for qualifying investors. This series is closed to new investors.

Series EX5

Elite Pricing front-end series for qualifying investors. This is a payout series for investors seeking regular monthly distributions; it is closed to new investors.

Series EX6

Elite Pricing front-end series for qualifying investors. This is a payout series for investors seeking regular monthly distributions; it is closed to new investors.

Series F

Fee-based series for investors participating in a fee-based program through their dealer.

Series F10