Active Insights

How Do Currency Fluctuations Affect My Investments?

The potential impact of currency fluctuations should always be a consideration when you buy mutual funds that invest outside of Canada. Here’s a primer on the most common approaches portfolio managers take to this important aspect of international investing.

Why Investors Need Diversification

You know the expression, ‘Never put all your eggs in one basket.’ Nowhere is this truer than in the world of investing.

The Advantage of Investing Early

How much you save is important, but when you start can also have a big effect. The sooner you invest, the more time your money has to reap the benefits of compounding.

Understanding Risk

All investments involve a certain degree of risk. The key is understanding how much risk is appropriate for your personal financial situation.

Growth vs. Value

Professional investment managers have different styles and approaches. Incorporating this variety into your portfolio can benefit its performance.

Management Expense Ratios Explained

The Management Expense Ratio, or MER, is a fee charged on mutual funds for the costs associated with running the fund.