High-Yield Bonds: An Opportunity for the Long Term
The high-yield asset class has shown long-term resilience, and in cases where it has run into turbulence, it has bounced back impressively.
Active Insights
Investor education
Understanding High-Yield Bonds
Learn about the features of high-yield corporate bonds and how they can enhance your portfolio’s income potential.
Investing for Retirement
Learn how investing within a Registered Retirement Savings Plan (RRSP) can help you achieve your retirement goals.
Saving for Your Child’s Education?
Find out how investing within a Registered Education Savings Plan (RESP) can help fund your child’s post-secondary studies.
Funding Your Retirement Spending Needs
Learn how converting your RRSP into a Registered Retirement Income Fund (RRIF) can provide the income you need in retirement.
Case Study: Senior Loans and the 2008 Financial Crisis
A hypothetical example showing that staying invested or adding to holdings in senior loans during the 2008 financial crisis provided the best long-term outcomes.
The Bulls Outweigh the Bears
Historically, periods of strong market performance have lasted longer than and more than made up for losses incurred during bear markets.
What Are My Options When the Market is Down?
In a declining market, your first instinct may be to cut and run. This short case study on the 2008 financial crisis shows that staying invested or adding to your portfolio may be better options.
Staying the Course In a Bear Market
History shows that investors who patiently weather market downturns are rewarded for staying focused on the long term.
The Storm Before the Calm
Historically, severe market downturns have typically been followed by a strong rebound beyond pre-decline highs, rewarding patient investors who stay the course.
Are U.S. Dollar Funds Right for You?
U.S. dollar funds may be an ideal solution if you're looking to invest and spend in U.S. currency.
How Do Currency Fluctuations Affect My Investments?
The potential impact of currency fluctuations should always be a consideration when you buy mutual funds that invest outside of Canada. Here’s a primer on the most common approaches portfolio managers take to this important aspect of international investing.
Why Investors Need Diversification
You know the expression, ‘Never put all your eggs in one basket.’ Nowhere is this truer than in the world of investing.
Emotional Investing
When we feel threatened, experience tells us to get away as fast as possible. But when it comes to investing, this is often the least advisable response.
Finding the Right Advisor
Choosing a financial advisor can be one of the most important decisions you’ll ever make. So it’s worth taking the time to find the person who’s right for you. Here are some useful tips on what to look for.
The Advantage of Investing Early
How much you save is important, but when you start can also have a big effect. The sooner you invest, the more time your money has to reap the benefits of compounding.
Understanding Risk
All investments involve a certain degree of risk. The key is understanding how much risk is appropriate for your personal financial situation.
What Are Mutual Funds and Why Would You Want to Invest in Them?
A mutual fund is a way of pooling your investment money with a large group of other investors. As a group, you get advantages and cost savings that might not be available to you as an individual investor.
Tax-Free Savings Account
The TFSA is a registered account developed to help Canadians invest for retirement. TFSAs are also useful for short- and long-term spending goals such as family vacations, purchasing a new car or home renovations.
Mutual Fund Investing: Understanding the Costs
Mutual funds are professionally managed, diversified investments that can provide ready access to opportunities that may not be available to individual investors. As with many goods and services, mutual funds have ongoing costs.
Growth vs. value
Professional investment managers have different styles and approaches. Incorporating this variety into your portfolio can benefit its performance.
Management Expense Ratios Explained
The Management Expense Ratio, or MER, is a fee charged on mutual funds for the costs associated with running the fund.
