• Investor educationFormation des épargnants

    What Are My Options When the Market is Down?

    In a declining market, your first instinct may be to cut and run. This short case study on the 2008 financial crisis shows that staying invested or adding to your portfolio may be better options.

  • Investor educationFormation des épargnants

    Staying the Course In a Bear Market

    History shows that investors who patiently weather market downturns are rewarded for staying focused on the long term.

  • Investor educationFormation des épargnantsMar 25, 202025 Mar 2020

    The Storm Before the Calm

    Historically, severe market downturns have typically been followed by a strong rebound beyond pre-decline highs, rewarding patient investors who stay the course.

  • Investor educationFormation des épargnantsiA ClaringtonMar 17, 202017 Mar 2020

    Putting the COVID-19 Crisis in Perspective

    The COVID-19 pandemic has had a significant negative impact on the markets, leaving many investors wondering what their options are and where to turn. 
  • Investor educationFormation des épargnants

    Are U.S. dollar funds right for you?

    U.S. dollar funds may be an ideal solution if you're looking to invest and spend in U.S. currency.

  • Investor educationFormation des épargnantsiA Clarington

    How do currency fluctuations affect my investments?

    The potential impact of currency fluctuations should always be a consideration when you buy mutual funds that invest outside of Canada. Here’s a primer on the most common approaches portfolio managers take to this important aspect of international investing.

  • Investor educationFormation des épargnantsiA ClaringtonMar 17, 201717 Mar 2017

    Why investors need diversification

    You know the expression, ‘Never put all your eggs in one basket.’ Nowhere is this truer than in the world of investing.

  • Investor educationFormation des épargnants

    Emotional investing

    When we feel threatened, experience tells us to get away as fast as possible. That’s a useful reaction when dealing with lions, avalanches and hurricanes, but not so helpful when it comes to investing.

  • Investor educationFormation des épargnants

    Find the right advisor

    Choosing a financial advisor can be one of the most important decisions you’ll ever make. So it’s worth taking the time to find the person who’s right for you. Here are some useful tips on what to look for.

  • Investor educationFormation des épargnants

    The advantage of investing early

    How much you save is important, but when you start can also have a big effect. The sooner you invest, the more time your money has to reap the benefits of compounding.

  • Investor educationFormation des épargnants

    The bulls outweigh the bears

    No one enjoys a bear market – usually defined as a market decline of 20% or more over two months. But looking back through the history of both the Canadian and U.S. stock markets, it’s clear that on average, bull markets – an increase of 50% or more in the value of the stock market – last longer and more than make up for losses during bear markets.

  • Investor educationFormation des épargnants

    Understanding risk

    All investments involve a certain degree of risk. The key is understanding how much risk is appropriate for your personal financial situation.

  • Investor educationFormation des épargnants

    What are mutual funds and why would you want to invest in them?

    A mutual fund is a way of pooling your investment money with a large group of other investors. As a group, you get advantages and cost savings that might not be available to you as an individual investor.

  • Investor educationFormation des épargnants

    Tax-Free Savings Account

    The TFSA is a registered account developed to help Canadians invest for retirement. TFSAs are also useful for short- and long-term spending goals such as family vacations, purchasing a new car or home renovations.

  • Investor educationFormation des épargnants

    Mutual fund investing: Understanding the costs

    Mutual funds are professionally managed, diversified investments that can provide ready access to opportunities that may not be available to individual investors. As with many goods and services, mutual funds have ongoing costs.

  • Investor educationFormation des épargnantsiA Clarington

    Growth vs. value

    Professional investment managers have different styles and approaches. Incorporating this variety into your portfolio can benefit its performance.

  • Investor educationFormation des épargnantsiA Clarington

    Management Expense Ratios explained

    The Management Expense Ratio, or MER, is a fee charged on mutual funds for the costs associated with running the fund.